Investing

PayPal has been around since 1998 when it emerged as a safe and secure way to pay for purchases on eBay. If PayPal wasn’t as safe or safer to use than a credit card, cash, or a check, it would have been consigned to the rubbish heap of dead websites long ago. In fact, it
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An investor is issued a share certificate, also known as a stock certificate, when they buy shares of a publicly-traded company. The share certificate serves as a receipt for the stock purchase. The certificate includes important details about the investor’s stock ownership such as the number of shares purchased. But exactly how important is it
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Impact investing is a major topic on investors’ radar screen, boasting huge growth, and widespread acceptance among those seeking to align their portfolios with their personal values. But impact investing has always been more than a fad. Key Takeaways Socially responsible investing’s origins in the United States began in the 18th century with Methodism, a
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Major stock exchanges, like the Nasdaq, are exclusive clubs—their reputations rest on the companies they trade. As such, the Nasdaq won’t allow just any company to be traded on its exchange. Only companies with a solid history and top-notch management behind them are considered. The Nasdaq has four sets of listing requirements. Each company must meet
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U.S. Treasury Secretary Steven Mnuchin and Federal Reserve Chair Jerome Powell are seated to testify before a House Financial Services Committee hearing on oversight of the Treasury Department’s and Federal Reserve’s coronavirus disease (COVID-19) pandemic response on Capitol Hill in Washington, U.S., September 22, 2020. Joshua Roberts | Reuters The Federal Reserve could provide clues
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A margin account lets you leverage your buying power and buy more stocks than you could with your available cash by taking on a loan from your broker. The stocks purchased themselves are then held as collateral by the brokerage firm. The brokerage firm and the investor must follow many rules when buying securities on margin. The
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Today’s seesaw markets can be worrisome to investors saving for retirement. Watching account values rise and fall can cause you to feel anxious about your simplified employee pension (SEP) plan. However, your SEP has more advantages than disadvantages, even during times of market volatility. Key Takeaways A simplified employee pension (SEP) is a type of individual retirement
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This year has been a challenging one, as financial advisors and their clients have had to navigate unprecedented issues. As we near the Thanksgiving holiday, we asked several of our top advisors to share what has been most meaningful for them this year and how it has shaped their professional outlook. “I’m incredibly grateful for
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Richard Newstead | Moment | Getty Images Drones have arrived on Wall Street. Goldman Sachs, the world’s top mergers advisor, is among investment banks using drone technology to give its clients a bird’s-eye view of the companies they are bidding on, according to Stephan Feldgoise, the firm’s global co-head of mergers and acquisitions. After Covid-19
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If it seems like free checking accounts are becoming a thing of the past, you’re not totally wrong. A number of large banks have either given them up altogether or started charging a fee if your account balance doesn’t exceed a minimum level. Bank of America was the latest domino to fall. In January, it
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Black Friday is the name given to the first day after Thanksgiving. It is one of the most important retail and spending events in the United States. Every holiday season prognosticators make predictions about the level of sales on Black Friday, and investor confidence may be affected by whether or not those expectations are met or
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The utilities sector encompasses all companies whose core business involves producing, generating, or distributing basic utilities: gas, electricity, and water. The average debt-to-equity ratio, or D/E ratio, for the utilities sector in the first quarter of 2020 was 0.08. In the fourth quarter of 2018, it reached .15, which was enough for Moody’s Investors Service
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The Simplified Employee Pension IRA (SEP IRA) offered by the Vanguard Group is considered one of the best individual retirement account (IRA) products available. Though SEP IRAs are a popular retirement savings vehicle and are offered by many different financial institutions, the Vanguard SEP IRA offers a unique combination of affordability, diverse investment options, high-quality customer
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The periodic table represents the earth’s known chemical elements, and some of them make excellent investments. Rare earth metals, along with a selection of elements known as base and precious metals, provide today’s investors and active traders with a variety of trading opportunities. They’re also often formed into ingots for physical purchases. Key Takeaways Investors
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Jin Lee | Bloomberg | Getty Images Out on Wall Street, stocks are taking a breather from this month’s rally. Despite encouraging updates on a potential coronavirus vaccine, disappointing unemployment data and a spike in coronavirus cases have spooked investors. Not helping investor sentiment, New York City Mayor Bill de Blasio announced that schools would
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What Are Costco’s Top 4 Subsidiaries? Costco Wholesale Corporation (NASDAQ: COST) often brags that it was the first company in history to grow from zero to $3 billion in sales in less than six years.  That was a while ago. The company’s net sales totaled $163.22 billion for its fiscal year 2020. The company
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With the proliferation of plastic and digital alternatives to hard currency, many people consider carrying cash a throwback to an earlier age. In the modern age, it’s all about fast transactions provided by credit cards. Cash may be king, but “buy now, pay later” reigns supreme. While there are many benefits to purchasing with a debit
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Here’s the most important news, trends and analysis that investors need to start their trading day: 1. Investors assess vaccine news against Covid-19 case spikes Traders work on the floor of the New York Stock Exchange. Source: NYSE U.S. stock futures pointed to a mixed open Friday, in an investor sentiment tug-of-war between more encouraging
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For building retirement savings​, 401(k) savings plans have become one of the better deals. Traditional 401(k)s allow you to save pre-tax dollars right out of your paychecks to build a retirement nest egg. The Roth 401(k) has been added to many workplace plans; it allows you to build savings that you can withdraw tax-free in retirement
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John Malone chairman of Liberty Media Michael Kovac | Getty Images | Vanity Fair) Liberty Media Chairman John Malone said Amazon, Apple or Roku could potentially dominate in the crowded streaming space given their ability to scale globally. “I think these global platforms will be enormously powerful. And most product creates will be selling wholesale through these
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A fiduciary duty exists in law when a person or entity places trust, confidence, and reliance on another to exercise discretion or expertise in acting on behalf of the client. The fiduciary must knowingly accept that trust and confidence. In the U.S. legal system, a fiduciary duty describes a relationship between two parties that obligates
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