Beginners

Hi Scott, I know it is unlikely I will receive a reply but I feel compelled to let you know what an impact you have had on my 11-year-old daughter, Molly. Yesterday her aunt gifted her your new book. Molly devoured the book in one evening and by this afternoon had started a small business
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Dear Scott, I have been trying to find a partner and get married for a while. Recently, I was matched with a guy on a dating app and we got to talking. He kept saying money is very important to him. He said he’d like a partner who is a ‘digital shepherd’ who would carry
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Today, I’m going to show you how a kid rose up and beat his bullies. Levi, 10 years old, was about to have the worst day of his life. “Come up to the front and read to the class, Levi”, instructed his teacher. He froze … You see, Levi has dyslexia, which makes reading really
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Hi Scott, As an Optus and Medibank customer, I must have read thousands of words on the ‘hacks’. Thankfully, you cut through all the BS in your open letter to Financial Services Minister Stephen Jones offering a sensible solution. But I think you got played. You do realise that his response to you – “Sounds
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This is an open letter to the Federal Minister for Financial Services, Stephen Jones. Minister, The cyber hacks on Optus and Medibank have justifiably freaked everyone out. And as you know the 17 million records that have been stolen in the last month are a drop in the ocean compared to the number of data
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Hey Scott, I came to your Beer with Barefoot session last night – and wow – it was packed! I was so excited to get to meet you in person and you bought me a beer and signed my book. It’s been almost nine months since we lost our house and we’re still struggling. I
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Hey Sasha, What a little champion! And your son’s not alone: We launched the book on Monday … and by Monday night my inbox was full of kids (and their parents) writing emails to me, bragging that they’d already finished the whole book. That’s only happened to me once before: The day I launched the
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Hi Scott I came across an article stating that Vanguard is now in the Superannuation business and will be competing against the likes of Australian Super, HostPlus etc. What is your view on this? Andrew Hi Andrew Yes, this week Vanguard officially launched their super fund offering. They’re charging 0.58% per annum, which is one
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Hi Scott, Thank you so much for last week’s column about helping the pensioner with the insurance claim. I live in South Lismore and I’m still waiting for my insurance payout, and it is increasingly difficult to get any information from the insurance company. Your column has given me the much-needed incentive to keep fighting
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Scott, My husband and I are in our early fifties and earn $100,000 combined a year. We paid $67,000 this year for life insurance, including critical illness and income protection. And we have now been notified that my husband’s super is all depleted as the payments were auto-deducted from his super! We thought everything was
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The Lismore library had lost 30,000 books, and has never reopened. “I knew that Lismore needed a bookshop”, she said. And so, with the determination of a small business owner with her back to the wall, Sarah and her loyal team spent the next four-and-a-half months slogging away putting the family-owned bookstore back together. “I’m
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Hey Scott, So they’re building a nice 40-foot NBN tower in our street. I’m not happy. The health risks and environmental risks are huge, plus property prices are also negatively affected as who wants to live near that? If we were in the suburbs I might expect this, yet we’re not. We bought 10 acres
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Dear Barefoot, Five years ago (at age 50), I walked away from an abusive marriage, with my two kids. As I was sinking into a black hole, a friend gave me your book. Through using your strategies, I’ve managed to rebuild my wealth, grow my superannuation to over $500,000, and buy a house for myself
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Help! I really need advice. I’m a single mum of three (14, 12 and three years old). I bought a townhouse when rates were low, and locked in a fixed rate at 1.9%. It was already tight with my budget. But now that rates are rising, I simply won’t be able to afford the mortgage
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Hi Scott With all the rumblings in the news and socials about the world economy collapsing, we are a bit worried about our super and savings – we are getting a bit long in the tooth and are ready to retire in 18 months (we’re in our early 60s). My brother keeps saying we should
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Hi Scott, I appreciate you like CreditSavvy, but I think you are being harsh on Equifax, who provide a similar (identical?) facility. And you make it sound like if Optus offered you MILLIONS, you would say “No thanks, I am a good company”. For full disclosure, I work for Equifax. Jono Hi Jono Am I
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Hey Scott, Six years ago my partner purchased his first home for $340,000, with his two brothers. He pitched in $26,000 along with his first homebuyer’s perks. His brothers put in $15,000 and $3,000. Since then, they have all paid the same amount each week to pay down the mortgage quicker. The house is now
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Did you know that Australians are officially the richest people on the planet? It’s true, according to Credit Suisse’s latest annual global wealth report. And yet it’s also true that Australians have some of the highest levels of household debt on the planet, according to the Bank of International Settlements (BIS). In other words, we’re
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Hi Scott, This is the third or fourth time I have written. I appreciate your principles are sound, however every column has a feel-good news story and none of them explain the backbone of how they made something happen. I have written to you on several occasions asking about this. If someone doesn’t have a
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Hi Scott! Remember me? I wrote to you a while back and you shared my story “$32,000 couch.” I wanted to update you. Not only did your advice see me lose ALL my debt but following your advice and doing the Barefoot Steps I am now getting closer and closer to buying my first house.
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Scott, My husband is retiring this week. We are not sure if we should withdraw his super or leave it in his fund. We would place it in a high interest account if that is the better choice. We are terrified the market is going to keep going down. What should we do? Linda &
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“If you make so much as a sound … I swear I’ll kill you”, she hisses. It’s 4.30am, my morning alarm has just gone off, and Liz has been up all night with our 18-month-old. So I creep down the hall in the pitch black – past our sleeping toddler – praying that I don’t
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G’day Barefoot, My wife and I are very lucky. We own two investment properties that basically pay for themselves. Trouble is, we live in another state and rent ourselves. If we sold our two rentals we could afford to buy a family home for cash — but we feel obligated to our tenants. Both rentals have
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Scott, I read last week’s column. You’re pushing Vanguard?! Oh you really are an elitist WEF puppet. Eva Hello Eva (name unchanged), Thank you for your comment. I always enjoy the nasty ones that get me Google-ing. Turns out, ‘WEF’ stands for the World Economic Forum, and the conspiracy theory you seem to be alluding
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